Pages

Friday, 28 November 2025

November 2025 Updates (Mini Milestone)

Investment
 
Received total dividends of $779.55 from Netlink NBN Trust and DBS in November.
 
NLT: $284.55
DBS: $495

With these, I have hit a mini milestone in my investment. Annual dividend received crossed the $10k mark.

This is not a surprise though as I have anticipated this at the beginning of the year based on the portfolio growth and the expected amount of capital injection I have planned to do for the year.
 
What's nice is there is one more month to go and I am expecting further dividends to come in from MLT, MIT and SingTel in December. This should bump up the total dividends received by another 10% or so.

For this month, I have also added DBS on a dip @ $53.80. This is a huge average up from my existing holding cost of $19.85. The confidence to do this stems from the business performance and management pedigree that I've seen in DBS.
 
With this addition, my average cost now stands at $24.39.
 
I still have about $3k of balanced cash from this month's warchest. Hope to deploy it soon.


Side Gig and Others
 
Started my second side gig as an adjunct lecturer in one of our local IHLs in October.
 
In this month I received my maiden salary from this gig.
 
Income distribution plan is roughly the same as my other gig. 25% of this income goes to my CPF SA. 25% goes to my discretionary spending. 50% goes to my investment pool.
 
For this month I also received the $390 cash from a credit card signup I did in July 2025. Nice bonus towards the end of the year.
 
Surprise Find
 
Was digging through my room to find my birth certificate as my mum wishes to transfer her shares in CDP to me for easier management.
 
However I can't find my birth cert anywhere.
 
Anyone knows what else I can furnish to CDP to prove my relationship to my mum?
 
On the other hand look I've found these surprises during my digging!
 
Posting here for nostalgia sake.
 
Are these worth any money these days?